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inca is an AI-first TPA for insurance claims handling, working with Germany's largest insurers. We don't sell software that helps claims handlers. We handle the claims ourselves, end-to-end, with agentic AI and a small team of experts. Founded by three former BCG project leaders and backed by top-tier VCs, we've grown to more than 25 people since our first round in early 2025, and insurers keep coming to us.
As an AI Associate, you build the agents that do the work. You take a real claims process, break it down, and turn it into an AI system that runs in production, then you own it. No toy projects: what you build handles real claims for real insurers. If you build with AI because you can't stop, with Claude, Cursor, Codex, or anything else, this is the role for you.
Build agents for real claims. Turn messy claims work into AI systems: extracting unstructured documents (invoices, photos, repair estimates, handwritten forms), checking coverage against dense policy terms, flagging plausibility and fraud signals, drafting customer communication.
Take it to production. Ship, measure against real claims, and iterate until it holds up, including evals that tell us when it doesn't.
Work with insurers. Understand their processes, translate their needs into what we build, and show them results.
Work directly with the founders. You sit at the intersection of Product, Ops, and our insurer clients, and help drive our most critical topics forward.
Your CV, plus anything you've built with AI. Two kinds of projects get our attention:
Something that would help inca. Pick one of the claims problems above and build something that tackles it, or something we haven't thought of.
A genuine passion project. Something you built because you couldn't stop thinking about it, and that shows how you think.
What we don't want: basic chatbots, prompt wrappers, "summarize my inbox" agents, or linear three-step workflows. Show us something that made you think hard.
For each project, link it (a GitHub repo, a live demo, a short write-up, a video) and add a few lines on the problem, how it's built, and what you'd do differently. That's more useful to us than polish. No projects to link yet? Apply anyway and tell us what you'd build at inca.
You build, not just talk about AI. You've shipped things that work, even if they're rough.
You think in impact, not technology, and can break a messy problem into a clear solution.
You find work instead of waiting for it, and love owning a thing until it's done.
You can talk to engineers as easily as to insurers.
You're comfortable with real-world messiness, because insurance is full of it.
You communicate clearly in English. German is a big plus, since our clients and claims are German.
A degree in Business, CS, Engineering, or another quantitative field, or equivalent experience. We care about how you solve problems, not your major. Plus a work permit for Germany.
Upload your CV and add links to your projects in the application form. No cover letter needed.
Real AI, real responsibility. You work on agentic systems with real users, from day one.
No-bullshit culture. Direct feedback, high ownership, and a team that cares about getting things done.
Founder exposure. You work directly with the leadership team.
Berlin, hybrid. Office in Berlin, hybrid-friendly, regular off-sites.
We move fast. If you've built something you're proud of, show us.
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